After reading the background materials as well as additional information you find from the literature and online sources, respond to the following questions for this module’s SLP:
1. Discuss the sources of health insurance coverage in your home state, or any state of your choosing, for the following groups:
o Seniors age 65 and older
o Children younger than 18
o Low-income families with at least one child, whose family income is below 133% of the Federal Poverty Level
o The self-employed
o Employees of large companies (more than 100 employees)
o Employees of small businesses
o Part-time, temporary, and seasonal employees
o The unemployed
o College students
2. Discuss whether the groups listed above need to contribute to the premiums of their health insurance.
3. Cite all sources and provide a reference list at the end of the paper.
4. The paper should be 1 page.
Required Reading
RAND Corporation. (2010). U.S. Health Care Today: Coverage. Available at http://www.randcompare.org/us-health-care-today/coverage#current-levels-of-coverage (Retrieved 11/21/2012)
Choudhry, N., Rosenthal, M., & Milstein, A. (2010). Assessing the Evidence for Value-Based Insurance Design. Health Affairs, 29 (11), 1988-1994. Retrieved from ProQuest on 11/21/2012.
Eibner, C., Hussey, P., & Girosi, F. (2010) The Effects of the Affordable Care Act on Workers’ Health Insurance Coverage. New England Journal of Medicine, 363 (15), 1393-1395. Available at http://healthpolicyandreform.nejm.org/?p=12339 (Retrieved 11/21/2012)
Claxton, G. (2008). How Private Health Care Coverage Works: A Primer. A Henry J. Kaiser Family Foundation Report. Available at http://www.kff.org/insurance/upload/7766.pdf (Retrieved 11/21/2012)
Baicker K., & Chandra A. (2008). Myths and Misconceptions about U.S. Health Insurance. Health Affairs, 27(6), w533-43. Retrieved from ProQuest on 11/21/2012.
Blumenthal, D. (2006). Employer-Sponsored Health Insurance in the United States Origins and Implications. New England Medical Journal, 355(1), 82-88. Retrieved from ProQuest on 11/21/2012.
Bodenheimer, T. (2005). High and Rising Health Care Costs. Part 1: Seeking an Explanation. Annals of Internal Medicine, 142 (10), 847-854. Available at http://www.cga.ct.gov/ph/HealthFirst/Docs/HFSPC/Bodenheimer%20annals%20part%201.pdf (Retrieved 11/21/2012)
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